Say you have a friend named Monique who’s lost her job. You know she can barely scrape together enough change to pay the rent, and she really needs some positive distraction. You give her the passcode to your Netflix account so she can get some laughs out of “The Extraordinary Attorney Woo.” Heck, you’ve already given the code to some of your other friends, who have in turn shared their Apple TV+ and HBOMax account codes with you.